What type of injury category would a death or disabling injury fall into if the costs exceed $100,001?

In the context of evaluating injuries based on their severity and the associated costs, a death or disabling injury that incurs costs exceeding $100,001 is classified as "Severe." This classification encompasses significant injuries that not only impact the victims' lives physically but also result in substantial financial implications due to medical expenses, lost wages, and other related costs.

The term "Severe" is commonly used in risk management to denote injuries that have long-lasting effects and require considerable resources for rehabilitation or treatment. By recognizing injuries of this nature as severe, organizations and insurers can better prepare for potential liabilities and ensure appropriate risk management strategies are in place.

While other terms like "Appreciable," "Serious," and "Catastrophic" may refer to varying degrees of injury or loss, they do not specifically align with the cost threshold of $100,001. Understanding these classifications is crucial in assessing risk and implementing effective insurance and prevention measures.