When a product causes injury without showing any negligence, what liability is the seller held to?

Study for the National Alliance Risk Management Exam. Dive into flashcards and multiple-choice questions, each complete with hints and explanations. Prepare thoroughly for your exam!

The seller is held to strict liability when a product causes injury without any showing of negligence. This legal doctrine means that the seller can be held responsible for any harm caused by the product, regardless of whether they took reasonable care in its design, manufacture, or warning of potential risks. Under strict liability, the focus is on the condition of the product and whether it is defective or unreasonably dangerous, rather than the conduct of the seller. This approach aims to protect consumers and ensure that those who create and sell products bear the burden of any risks associated with their goods.

In contrast, intentional liability involves actions taken with the intent to cause harm, while negligent liability pertains to the failure to act with reasonable care, leading to injury or damage. Criminal liability applies when someone's actions are in violation of criminal law, which typically does not encompass product liability cases. Thus, the nature of strict liability is crucial in contextualizing the seller's responsibilities in cases of product-related injuries.

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